Fatal road accident compensation
At WINWales we understand that it is not an easy task to deal with the loss of a family member or that of a loved one. Especially if it was untimely such as in the case of a fatal road accident. It can be traumatic and catastrophic for those left to deal with the consequences. However, compensation is available to assist families to deal with an unexpected loss. Here are some of the basic things you need to be aware of so as to claim compensation.
Who can claim compensation?
- One is eligible for a fatal road accident compensation if:
- You are the deceased parents
- You are the deceased spouse
- You are the deceased siblings
- You are the deceased children.
This cover is not only for car accidents, but also covers, motorbike accidents as well as bicycles, trains, planes, boats and other motor vehicles.
How much will you receive?
This will depend on who was at fault at the time of the accident. If the deceased was not at fault, there will be full compensation. The deceased does not have to be the driver but could have been a pedestrian or a passenger. If the deceased in any way participated in causing the accident, you will receive partial compensation. They could have been at fault if:
- They failed to wear a seatbelt
- They drove under influence of drugs or alcohol
- Driving at an over speed
- Travelling in a car where they knew the driver was under influence of drugs or alcohol
In case the deceased was fully at fault, there is no compensation. Otherwise, if nobody was to blame for the accident, for example, if it was caused by an animal, or trees or natural disasters, you are entitled to receive full compensation. If the deceased was a child of 16 years or below, the parents are entitled to receive compensation regardless of who is at fault.
What can you be compensated for:
You will be entitled to receive compensation for:
- Medical bills prior to the death
- Loss of financial help that could have been provided by the deceased
- Loss of support and other services that could have been provided to dependents such as children
- Cremation expenses
- Loss of earnings prior to death
- Psychological and emotional shock resulting from the news of the death
Requirements for you to receive compensation
You will only receive compensation for a fatal motor road accident if:
- You report the accident to the police immediately; ensure you are given an event number.
- Get the registration number of the motor vehicle that caused the accident
- Keep detailed records of your expenses related to the accident, including medical bills, funeral expenses and any other documents.
If you were not in a position to note the registration number of the car that caused the accident, it is advisable you find witnesses or ask the police for help. If it was a hit and run, where no witnesses were available, you are still eligible for compensation under the Nominal Defendant Scheme.
Are there limits in making a claim?
A compensation claim is limited by time. Although you might be busy handling the loss of a relative or loved one, it is always important to make the claim as soon as possible. This ensures that you gain high chances of getting compensated and securing financial support for your family.
It is important to note that hiring a fatal road accident claim attorney will increase your chances of getting compensation. He has majored in and gained experience in claiming compensation for car accident victims. They operate mostly under a no win no fee policy, where if you don’t get compensation, you will not be asked to pay them.
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